Privacy Policy

Last updated: June 11, 2024

SkillMight Technology Limited ("Company," "we," "us," or "our") operates the website https://skillmight.com/ (the "Site") and all related products and services that link to this Privacy Policy (collectively, the "Services"). We are a company registered in Nigeria with the Corporate Affairs Commission (RC7251560) and operate with trademark NG/TM/O/2025/373610.

We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site and use our Services. By accessing or using our Services, you agree to the terms of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access or use our Services.

WHAT INFORMATION DO WE COLLECT?

We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services (such as making purchases, participating in quizzes, or engaging with our affiliate program), or otherwise when you contact us.

The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we may collect includes:

  • Identification and Contact Data: Such as your username, full legal name, email address, and phone number.
  • Account Credentials: Your preferred password for daily login. Please note that your password is encrypted and securely stored, inaccessible even to us, the website operators.
  • Financial Data: Banking details which you may choose to store on your dashboard for withdrawals related to quiz winnings or affiliate earnings. We explicitly state that we do not store your payment card information for purchases; these are processed securely by third-party payment providers.
  • Activity Data: Information related to your use of the Services, including your participation in courses, quizzes, affiliate activities, and other interactions on the platform, for the purpose of managing service performance and improving your experience.
  • Social Media Content (if linked): If you choose to link your SkillMight account with your third-party social media accounts, we may access and store certain content provided to and stored in your Third-Party Account (e.g., friend lists, profile information) in accordance with the terms and conditions of that third-party service provider.
  • Communications Data: Any questions, comments, suggestions, ideas, feedback, or other information you send to us ("Submissions").
  • Contacts Data (if accessed): If you grant us access to your email address book or contacts list from a Third-Party Account or mobile device, we may use this solely for the purpose of identifying and informing you of contacts who have also registered to use the Services.

Information automatically collected

We may also collect certain information automatically when you visit, use, or navigate the Services. This information may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.

Information collected through Cookies and other tracking technologies

We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in Section 4.

HOW DO WE USE YOUR INFORMATION?

We use personal information collected via our Services for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations. We indicate the specific processing grounds we rely on next to each purpose listed below.

We use the information we collect or receive:

  • To facilitate account creation and logon process. We use the information you provided to create your account and manage your registration. Your password is securely stored, not accessible to us.
  • To manage user accounts and provide Services to the user. We may use your information to manage your account and offer you our Services, including granting access to courses, managing your coin balance, facilitating participation in quizzes, and administering the affiliate program.
  • To process your purchases and payments. We use your financial information (excluding sensitive card details, which are handled by third-party processors) to process transactions for account activation and other product purchases.
  • To send you administrative information. We may use your personal information to send you product, service, and new feature information and/or information about changes to our terms, conditions, and policies.
  • To fulfill and manage your orders. We may use your information to fulfill and manage your orders, payments, refunds, and exchanges made through the Services.
  • To deliver and facilitate delivery of services to the user. This includes providing access to course content, administering quiz competitions, processing payouts for quiz winnings and affiliate earnings (to your provided bank account), and managing your SkillMight Coins.
  • To post testimonials. We may post testimonials on our Services that may contain personal information. Prior to posting a testimonial, we will obtain your consent to use your name and the content of the testimonial. If you wish to update or delete your testimonial, please contact us at support@skillmight.com.
  • To enable user-to-user communications. If you link your social media accounts, we may use accessed contact information to facilitate identifying and informing you of other registered users.
  • To request feedback. We may use your information to request feedback and to contact you about your use of our Services.
  • To send you marketing and promotional communications. We may use the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt-out of our marketing emails at any time (see "WHAT ARE YOUR PRIVACY RIGHTS?" below).
  • To improve our Services and user experience. We analyze usage patterns and feedback (Submissions) to understand how our Services are used and to identify areas for improvement, new features, and better functionality. This includes managing the performance of the Services.
  • To identify users and enhance social interaction. If you connect third-party social media accounts, we may use limited information (like username and profile picture) to identify your account within our Services and facilitate connections (e.g., identifying friends who are also users).
  • To protect our Services. We may use your information as part of our efforts to keep our Services safe and secure (for example, for fraud monitoring and prevention).
  • To respond to user inquiries/offer support to users. We use your information to respond to your inquiries and solve any potential issues you might have with the use of our Services.
  • To enforce our terms, conditions, and policies. This includes detecting, preventing, and responding to actual or potential violations of our Terms of Service.
  • To comply with our legal and regulatory obligations. We may use your information to comply with applicable laws, legal requests, and governmental regulations.

WILL YOUR INFORMATION BE SHARED WITH ANYONE?

We only share and disclose your information in the following situations:

  • With Your Consent: We may disclose your personal information for any purpose with your consent.
  • To Comply with Laws: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).
  • To Protect Our Rights: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.
  • Third-Party Service Providers: We may share your data with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include: payment processing (e.g., for purchases, quiz payouts, affiliate earnings), data analysis, email delivery, hosting services, customer service, and marketing efforts. We only share the minimum necessary information required for them to perform their functions.
  • Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
  • Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.
  • Other Users: When you share personal information (for example, by posting comments, contributions, or other content to the Services) or otherwise interact with public areas of the Services, such personal information may be viewed by all users and may be publicly made available outside the Services in perpetuity. If you interact with other users of our Services and register through a social network (such as Facebook), your contacts on the social network may see your name, profile photo, and descriptions of your activity.

DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

Yes, we may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information.

  • Cookies: Small data files placed on your device or computer that often include an anonymous unique identifier.
  • Web Beacons (or "pixel tags"): Electronic files used to count users who have visited certain pages or opened emails and for other related website statistics.

We use these technologies for various purposes, including:

  • Essential/Necessary Cookies: For the Services to function properly, enabling core functionality like security, network management, and accessibility.
  • Performance and Functionality Cookies: To enhance the performance and functionality of our Services but are non-essential to their use. However, without these cookies, certain functionality (like videos) may become unavailable.
  • Analytics Cookies: To help us understand how our Services are used, how effective our marketing campaigns are, or to help us customize our Services for you.

Most web browsers are set to accept cookies by default. If you prefer, you can choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. You can typically find these settings in your browser's "options" or "preferences" menu. For more information on how to control cookies, check your browser or device settings for how you can control or reject cookies.

HOW DO WE HANDLE YOUR LOGINS?

Our Services may offer you the ability to register and log in using your third-party social media account details (like your Facebook or Google logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile information we receive may vary depending on the social media provider concerned, but will often include your name, email address, friends list, profile picture, as well as other information you choose to make public on that social media platform.

We will use the information we receive only for the purposes that are described in this Privacy Policy or that are otherwise made clear to you on the Services. Please note that we do not control, and are not responsible for, other uses of your personal information by your third-party social media provider. We recommend that you review their privacy policy to understand how they collect, use, and share your personal information, and how you can set your privacy preferences on their sites and apps.

HOW LONG DO WE KEEP YOUR INFORMATION?

We keep your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

HOW DO WE KEEP YOUR INFORMATION SAFE?

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.

WHAT ARE YOUR PRIVACY RIGHTS?

In some regions (like Nigeria and depending on applicable global privacy laws that may extend to you), you have certain rights regarding your personal information. These may include the right to:

  • Request access to your personal information.
  • Request correction of your personal information if it is inaccurate or incomplete.
  • Request deletion of your personal information (subject to certain exceptions).
  • Object to processing of your personal information.
  • Request restriction of processing your personal information.
  • Withdraw consent at any time where we are relying on consent to process your personal information. Please note that this will not affect the lawfulness of any processing carried out before you withdraw your consent.

To exercise these rights, please contact us at support@skillmight.com. We will respond to your request in accordance with applicable laws.

If you are a resident in the European Economic Area or United Kingdom and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: [Insert link to EU/UK DPA list if you intend to comply, otherwise remove or adapt].

Opting out of marketing communications:

You can unsubscribe from our marketing email list at any time by clicking on the "unsubscribe" link in the emails that we send or by contacting us at support@skillmight.com. You will then be removed from the marketing list; however, we may still communicate with you, for example, to send you service-related messages that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes.

CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online Browse activities monitored and collected. At this stage, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Policy.

DO WE MAKE UPDATES TO THIS POLICY?

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last updated" date and the updated version will be effective as soon as it is accessible. If we make material changes to this Privacy Policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this Privacy Policy frequently to be informed of how we are protecting your information.

HOW CAN YOU CONTACT US ABOUT THIS POLICY?

If you have questions or comments about this policy, you may email us at support@skillmight.com.